How to Open and Verify a USA Paypal Account in Nigeria

How to open paypal account in Nigeria? How to open paypal account that receive payment in Nigeria? On this article i will be showing you all about how to open both us paypal account in nigeria and also how to open paypal account in Nigeria.

Updated November 10th, 2018

Paypal is a worldwide online banking process that allow people to pay for items online and to receive payment for their stuffs online. Paypal has grown very huge and be use by the worldwide, and has became the most accepted payment gateway by many online vendors.


paypal account in Nigeria

It sad that Nigeria was restricted on paypal for their own security purpose, thinking that Nigerians are know for scammers and in other to ptrotect the other countries who are using the service paypal decided to block Nigeria’s from paypal, but today there is a good news.

Paypal has finally see that all Nigerians are not scammers and the have seen how we are growing in economy and have decide to allow Nigeria access paypal. Not too happy as paypal didn’t not give Nigerians full features of paypal, this means there are still some feature that Nigerians paypal account are not still allow to use, which is the area of receiving payment.

Paypal now allow Nigeria to use paypal account to pay for products and services online but did not allow Nigeria to make use of paypal in receiving payment. This is still consider useful for some Nigerians who want to keep the privacy of their debit card. Today many Nigerians are making use of paypal as it a very secure payment gateway.

On this article i will be showing you how to open paypal account in Nigeria and activate it.
first let get started by visiting paypal website

There are 2 types of PayPal accounts: Personal and Business.

Here’s how to sign up for a PayPal account:

  • Go to the PayPal website and click Sign Up at the top of the page.
  • Select the type of account you would like to open, “Personal” or “Business.”
  • Select Nigeria as your country.
  • Enter your email address and choose a password.
  • Click Continue.
  • Fill the registration form and enter the CAPTCHA.
  • Confirm that you’ve read the PayPal User Agreement and click Agree and Create Account.
  • Go to your email account, open the email from paypal and click confirm account to link your email account.

now you have successfully open Nigeria paypal account, the next process is linking your account to your paypal account


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How to link your account to paypal account in Nigeria

The process of linking your Nigeria bank account to paypal is very easy and doesn’t required any high Technic, just follow the step below

Login to your paypal account and click on the profile, click on verify paypal account.
Put your ATM card details and click on submit.
Paypal will automatically withdraw some little amount from your bank account which will prompt your bank to send you an alert, in that alert message that you will receive from your bank, there will be a transaction code which you will use in verifying your paypal account.
Now go back to your paypal account and enter the verification code and click submit and that it, you are done.

How to Open a US Account in Nigeria

As we mentioned above Nigeria paypal account a restricted to only make payment online and can’t be able to receive payment. In other for you to your paypal account in receiving payment you definitely need to open a verify us Account. On this article i will be showing you how to open a USA verified paypal account that receive money from all over the world. By following the steps below your USA paypal account will be working in 20 while you are here in Nigeria.

The method we are going to use is payoneer, in case you don’t know what payoneer means. Payoneer is a USA account that you can open right here in Nigeria, in order to have account with payoneer, you will just visit their website register and they will ship their ATM card to you, with that ATM card you can withdraw in Nigeria bank ATM machine, the good thing is that the ATM card is totally free. If you don’t have payoneer US account yet then register payooner account here and get $25 instantly upon registration.

After registration, payoneer will send you your ATM card within two weeks.

Now let get started, i’m assuming that you have your payoneer ATM card with you now, if you haven’t then bookmark this page or save the link to come back and continue when you receive your ATM card.

What you need:

1. A working email address

2. An active working Payoneer US virtual Bank Account

3. USA Citizen Profile

4. A VPN (Any VPN that can change your ip to a steady US IP address)

Now let move on, as i mentioned above am assuming you already have a Payoneer account else visit Payoneer and create your Payoneer account. Payoneer will give you your US Payment Service details such as Bank Name, Account Number, Routing Number and Account Type.

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You will see all your account details when you hover your mouse over the “receive Payments” menu option and clicking on the “My US Payment Service Profile” on your Payoneer account dashboard. All this details is what you will use to verifying your US Paypal account.

Now we need to generate a fake unique US profile that paypal will accept, this fake US profile that will are going to generate will have Unique US Phone Number, unique US house address, unique US zip code.  to generate fake profile go to Sign in using your Google+ account. Click on the gender and select your gender (Male or Female), leave Name empty and select ‘American’ as Country or set it to United States and click on the ‘Generate’ button to generate a US citizen profile.

How I opened and verified a USA Paypal Account in nigeria 2

Wait the net page to load, when the US citizen profile has been generated, you just have to click on ‘Save this name’button to save the profile with your Google+ which will also save to your gmail account so you can provide same profile if ever Paypal requires it in the future for any form of confirmation.How I opened and verified a USA Paypal in nigeria

Now open your notepad and write down the Address, Zip code, Phone Number and SSN from the generated profile, you can write it on a pies of paper. The name won’t be needed though since you will be opening the account on your own name used on your payoneer.

Then make sure your VPN is up and running well, I use premium, i recommend using a premium freedom VPN though and always be ensure to use ONLY USA server address. So i personally recommend to always use on the VPN because that is their US server address. You can use to confirm your IP location.

Now visit and click on the Sign Up link. Choose your US as your Country or region and select ‘PayPal for you’ and click on the ‘Get Started’ button. Then fill the rest of the form and ensure to use the same names you used on your Payoneer account on Paypal as well.

Use the address, phone number and Zip code you got from the fake generated profile. To complete the registeration a verification link will be emailed to your email.

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Click on ‘Activate’ button on the email sent to you to start the activation of your Paypal account. You will be asked how you will prefer to verify your Paypal account either via Credit Card or Bank Account.


How I opened and verified a USA Paypal Account in nigeria 3

Since you already have a US Bank Account via Payoneer, choose the Bank Account verification option and add your Payoneer US Bank Account details on the given form, such as Bank Name, Routing Number, Account Number etc.

How I opened and verified a USA Paypal Account in nigeria 4

Paypal will then verify your US bank account by depositing two little amounts less than a dollar each to your Payoneer bank account. You will be required to correctly enter the exact amount Paypal deposited on your Payoneer on your Paypal account to finally verify and activate your Paypal account. It takes 2-3 days to verify Paypal account.

How I opened and verified a USA Paypal Account in nigeria

Once the US Bank Account has been verified your Paypal will be activated and you can start using it to receive fund and make payments online.

My Little Advice:

In other to enjoy your US paypal account, i advice to always ensure to use a US dedicated IP address when ever you want to access your US Paypal account.

It highly advisable to dedicate one special browser for this alone. we use Opera browser for our Payoneer and Paypal alone since we won’t use it for anything ordinarily.
wow good luck now you can start to use your new PayPal account right away. If you are having any issues with opening paypal account, then use the comment box below to notify us and we promise to render immediate assistant in helping you out.


The Author


Bringing you the right informations. Touching every corner, exposing the true facts. Yes! It's Information Hood leaving nothing untouch. (Your loyal Serome)


Add a Comment
  1. Otuke Ghega

    Wow thanks for this info, i just registered on payoneer now and i am still waiting for my card. Is there any way i cam make my payoneer master card deliver to me in days instead of waiting for a very long time because i am really in haste to open US Paypal account.

    1. Adisa

      hello admin you have really make my day with this wonderful post..

      I just wanna ask will PayPal not ask for address verification?

  2. Nuzzo

    Has anyone tried Auction Essistance for PayPal services?

  3. okey

    Thank for this info

  4. This is nice, thanks, i just registerd for payoneer.

  5. hi thanks i appreciate.. i have a payoneer atm card… my problem is buying a us dedicated ip address.

  6. Tunde

    Thanks for the info. Is this still the same process to open the PayPal account today?

    Secondly, can one use sock to get a US ip?

    Pls reply asap

    1. Daniel

      What is SWIFT/BIC ?

  7. Anthony

    Tanks, I’m very gratefull with the complete guide for operating us paypal, my ? is just dat can I use the phone No: to receive message

  8. Kunta Kenta

    I created my account in Nigeria, but now I need to verify it. Would using Auction Essistance’s PayPal VCC be helpful?

    Does anyone have reviews on them?

    1. Informationhood

      We don’t get you right, but If your paypal account is a Nigerian account then you don’t have to go through any stress. Just use your Nigerian Bank ATM card to verify it.

  9. thanks for writing a detailed post, please how can i setup the vpn service you recommend i need a detailed step by step instruction to do it thanks

  10. Simeon

    Thank for your help, please how use or setup the IP address, on the VPN and how to use to confirm my IP location, i need your help on this, please

  11. Abiola

    plez! if i want to register for payoneer account.Am I going to change my IP address to US IP before accessing the site.

    1. how to link to my paypal bank account used payoneer and change my ip address to usa

  12. Farhad Kunto

    Are these people safe to use to verify my PayPal account:

  13. Temitope

    Thanks for this I really appreciate it. I have received my payoneer card and I have used it to verify my PayPal account. But 2 or 3days later the payoneer was removed by PayPal. Because they said they wanted to take back the money they sent into my payoneer for verification but payoneer didn’t let them take it back!!.. Please is there a way around this. Cos I have read people complaining online of this same issue.. After verifying, paypal will later remove your bank.

  14. Ebenezer Adegbehingbe

    This is a wonderful information but is it still in use to verify paypal currently as this is done in 2016. Is it true that Paypal do not accept Payoneer anymore.
    Please i will appreciate you if you can attend to my question as soon as possible.
    I need US paypal verified account urgently.
    You do not address the issue of telephone confirmation.
    Thanks for your clear information.

  15. David onuh

    How can you use any money sent to you in Nigeria use a us acct

  16. Favour

    Is this still working? I mean Payoneer and Paypal

  17. Titiarowosoge

    Thanks for the info ,I have successfully linked my PayPal to my local bank using my ATM, I also got a debit alert from my bank but it has no verification code in it ….pls what do I do ???

    1. David Nwachukwu

      Thanks for the information. But I have already opened a Nigerian PayPal account,how can I upgrade it to a USA account legally through payoneer?.Again how can I verify the fake phone number
      So that I can receive money and buy something online.

  18. weat

    Hello, Please how can i verify the fake phone number

  19. weat

    Hello, Please how can i verify the fake phone number

  20. Chris

    Verified paypal or payoneer to send and receive payment here in Naija whatsapp or call 08107128935 .serious inquiries only

  21. Datmartinz

    I was able to successfully link my USA PayPal account to my Payoneer, I’m receiving Dollar to my Naigeria Bank Account through this amazing Payoneer.

    1. Emeka Unachukwu

      Please how did you do that? Can we chat on WhatsApp? 08033356765. Tell me your terms.

    2. Please how can I too do that, please kindly help me too whasapp or call 09073907806

  22. First you will be ask to top up d payoneer to a mini of 30$ before they could send d credit card, second, they are asking for proof of place verification which either y send true fax or identified try phone, which u can’t do here, since d number must be USA phone number , so pls adnin I need an explaination on Di’s thanks.

  23. Funke

    Pls how can we open VPN on phone and can i use opened VPN on phone for laptop as well.

    1. kaithlin brown

      HI if you like to use vpn on phone download droid vpn

  24. Veronica

    My question is after all the process, how will i transfer the money from my USA Paypal account to my local bank?

  25. Okunola Samuel

    Wow!!! This is very insightful. How do I take delivery of my payoner master card? Again how do I transfer my earnings in PayPal account to my local bank account? Thanks for making out time to assist your fellow Nigerians,you are indeed a patriot!

  26. Chris Raymond

    Please I already have a USA PayPal account but I’m having a problem claiming Money from PayPal account. They asking of SSN which i don’t have it. Is there any way around this?

  27. Jolly Ononiwu

    Thanks a lot for this article. I have registered and already have my payoneer card. But my problem is that it carries my Nigerian address. For the this purpose please what should I do for the verified paypal account?

  28. Chris

    For fully verified USA paypal here in Nigeria, contact me. Whatsapp or call 08107128935. Serious inquiries only. Thank you

  29. Chris

    Also. For payoneer issues still contact me on 08107128935

  30. Raphael

    finding it difficult to create Us bank account (payonerr)

  31. David

    Any link to get the VPN, for that’s my only trouble now pls

  32. Home4ent

    You Left the topic you are discussing and jump to another one (Payonner).

    This is a total rubbish Article.

  33. CHIDEX

    thanks for your information, i just created payonner account on the process of creating i was asked to put ACCOUNT NUMBER, BANK NAME AND ROUTING NUMBER,Before i can summit.. ( how are my going to get all this ? i use the


    Thank you for this post. Please How do I get a US dedicated IP address

  35. Marshal David

    Thanks for the information, I need assist

  36. Hustaz

    Please PayPal wish to confirm my generated phone number, how do I go about it?

  37. Mariam

    Hello, i registered on payoneer only to discover that the card isn’t as free as you insinuated, a minimum of $30 has to be credited into the account before one can even order for the card. Kindly advice on what I can do.

  38. oludare

    Please are we going to link Nigeria bank account to payoneer, or how can it beasy linked I haven’t use payoneer before. Thanks

  39. oludare

    Please are we going to link Nigeria bank account to payoneer, or how can it b linked I haven’t use payoneer before. Thanks

  40. Akande Tunji

    Can a verified PayPal account received money

  41. kingsley Peter


  42. Michael

    Hello Admin thank you my name is Michael Peter i represent we have been having issues with verifying our paypal but thanks to this nice article.

  43. David Nwachukwu

    Thanks for the information. But I have already opened a Nigerian PayPal account,how can I upgrade it to a USA account legally through payoneer?.Again how can I verify the fake phone number
    So that I can receive money and buy something online.

  44. David Nwachukwu

    Can I really send and receive money through PayPal account from Nigeria?

  45. Stanley

    ma u are a wonderful woman indeed.thanks alot
    I just want to ask one question after all, I mean PayPal and payoneer.
    How can i receive the ATM here in Nigeria.
    Please tell me.

  46. Sunnarkeen

    Please let’s chat on whatsapp chris 08168923565

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