This is a very important question, knowing how to make transfers money across banks online or via mobile phone. Many people have been asking this question but just too few answers. In this post let’s see how one can make a transfer from his/her bank account to another bank or account in America.
Bank of America transfer method in the USA
See now how to send money to your loved ones. The method below attracts charges and some are equally free.
Online transfer using an email address or mobile number.
It’s easy to initiate this transfer without stress. All need to do is send the money via mobile transfer to split a bill or as a birthday gift. Just enter the amount to transfer and the recipient will receive a text or email with instructions on how to receive it.
Online transfer using an account number and routing number
This is another easy way to carry out a transfer in America is using the online transfer right from your phone and PC. this process requires you to perform a transfer without any further stress right at your available pace. To have this done, sign in to your account, and select Transfers from the navigation menu. You’ll need to know the account number and transit routing number of the recipient. enter account number and recipient routing to complete transactions easily. If you’re not sure of what the transit routing number is, this is also known as a check routing number. It’s a 9-digit code that identifies the bank, its branch, and its location.
Wire Transfer
Do you want to send a huge some money to someone and look for the best way to have it done in the Bank of America? Wire transfer is the way out. To have this done you’ll need to visit the bank branch closest to you or probably check some trusted money transfer agency to have it done for you. Kindly put in mind that there is a charge for this type of transaction which means you’ll need to pay a fee. This is one of the fastest transfers, the recipient usually receives the money the same day.
Checks
Check is the quickest means of sending money to those who can not receive money to the bank account through online transfer. Check uses straightforward alternative options to have the money get to them, it can also be done through mail, etc. This method may take 1-3days. Usually, this process doesn’t take any fee but depending on your account you may be charged a little fee.
Money Order
This is an act of buying money and having them shipped/delivered to your loved ones around the country or abroad basically this can be more effective within the US. With money orders, there are fees as follows.
For U.S. Postal Service money orders, you pay $1.20 for a money order up to $500 and $1.60 for a money order between $500 and $1,000 in the U.S. If you’re sending money internationally, the fee is $4.50 for a money order up to $700. For bank money orders, check the fees with your branch.
"Give thanks to the Lord for He is good: His love endures forever."
Some top banks to consider banking with in America
- JPMorgan Chase
- Bank of America
- Citigroup
- Wells Fargo
- U.S. Bangor
- PNC Financial Services
- Truist Bank
- TD Group US Holdings
- Capital One Financial
- Bank of New York Mellon
Welcome to the end of the post, this is how you can carry out a transfer online in America.
