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UBA Bank: How to Open Current Account in UBA Bank, Nigeria

UBA Bank is one of the fastest growing bank in Nigeria, the bank has different account types which are very simple to operate depending on your needs but on this article we will be showing you the procedures to open the two most important current account UBA has. UBA bank was founded in 1949 in mission of serving Nigerians in terms of financial savings and was incorporated on 23, February 1961 to take over the business of BFB.

UBA bank

How to Open Current Account in UBA Bank

UBA Bank is the first Nigerian bank to subsequently undertake an Initial Public Offering (IPO). On this article informationhood will be showing you how to open current account in UBA bank.

How To Open UBA Professional Current Account

The UBA professional account is a current account for effective salary/pay roll administration for the organization. It is designed for employees in private and public sector.

Product Features

  • Zero opening
  • N1000 minimum operating balance
  • Allows deposit and cash transfer account
  • Allows lodgement of dividend warrants and cheque into the account (conditional)


  • Ease of conversion to a normal current account upon request or on separation from place of employment
  • Access to personal overdraft up to 50% of monthly salary
  • Access to UBA consumer credit facilities
  • Access to Mortgage Loan
  • Access to UBA Master Card & Visa card (for ATM, Internet and POS transactions Internet & POS transaction
  • Access to internet & mobile banking services

Target Audience

  • Salaried/waged employee of Public & Private sector

Requirements to Open Current Account in UBA Bank

  • Completed account opening forms
  • Valid means of identification: Employee ID card
  • Letter of introduction from employer
  • 2 passport photograph
  • 2 current account references(if cheque and dividend warrants are to be lodged in

How to Open UBA Individual Current Account

UBA Individual Current Account is a demand deposit account (DDA) primarily meant for individuals & Joint Individuals in which  funds deposited are payable on demand either in person or by presentation of a cheque by third party, bank draft, direct debit, electronic fund transfers etc.


  • Opening balance of N5000
  • Zero minimum operating balance
  • Access to consumer credit facilities
  • Lodgement of cheques and dividend warrants
  • It allows the use of a chequeu book

Benefit Of UBA Indidual Current Account

  • Access to internet and mobile banking
  • Access to UBA Master Card & Visa card (for ATM, Internet and POS transactions


  • Individuals in Private business
  • Self Employed professionals
  • Individuals in paid employments

Requirements To Open Individual Current Account In UBA Bank

  • Completed account opening form
  • 2 passport photograph
  • Valid means of identification ;¬† National ID, International Passport, Recent Voters card, Drivers licence
  • Utility bill not exceeding 3months old
  • 2 current account references
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